240 MERGANSER DRIVECHESTERTOWN, MD 21620

Single Family · 3 Beds · 2 Full Baths · 1,120 Sq. ft. | 0.51 Acres
$389,000 ACTIVE

240 MERGANSER DRIVE Overview

Time on Site:
78 days
Visits:
6

**NEW PRICE**Practically brand new and just 2 years young, this beautifully maintained home is perfectly situated in a desirable water-oriented community—offering the best of Eastern Shore living! Located in the Queen Anne's County school district and just minutes from downtown Chestertown, you'll love the convenience paired with the peaceful setting. Enjoy easy access to the Chester River—you can drive your boat to the community ramp at the end of the street, or even take a nice short walk down to the water, to spend your days crabbing, fishing, kayaking, or simply soaking in the waterfront lifestyle. Inside, this 3-bedroom, 2 full bath home features durable and stylish LVP flooring throughout and a thoughtfully designed split floor plan. The spacious primary suite is privately situated on one side of the home and offers a walk-in shower, dual vanity, and a beautifully appointed bath. On the opposite side, you'll find two additional bedrooms and a full bath with a tub/shower combo—ideal for guests or flexible living. The kitchen and living room are centrally located, creating an inviting and functional space for everyday living and entertaining. A standout bonus—an unfinished upstairs area of 544 additional SF, already in place and ready for your vision! Use it for storage now or finish it off for additional bedrooms, a home office, or recreation space. Step outside and enjoy both a charming front porch—perfect for morning coffee—and a massive back deck ideal for entertaining, grilling, or simply relaxing while taking in the peaceful surroundings. The generously sized yard with mature trees offers both privacy and room to enjoy the outdoors. Even more exciting—the county has indicated plans to pave the road in the near future. Added perk: fiber optic Talkie Internet is already available at the property, making working from home or streaming a breeze. Move-in ready, full of potential, and located in a charming waterfront community—this one checks all the boxes!

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240 MERGANSER DRIVE Facts & Features

  • Type Single Family
  • Sq. ft. 1,120
  • Price/Sq.ft. $347
  • Lot 0.51 Acres

Details

General

Association/HOA

  • Association: No
  • Condo/Coop Association: No

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • Builder Name: Beracah Homes
  • New Construction: No
  • Pool: No Pool
  • Total SQFT: 1664
  • Year Built: 2024

Location/Region

  • Country: US
  • County: QUEEN ANNES
  • County Or Parish: QUEEN ANNES
  • In City Limits: No
  • Subdivision Name: DUCKS NECK

Parking Information

  • Type of Parking: Driveway

Tax Information

  • County Tax: 3044.00
  • County Tax Payment Frequency: Annually
  • Tax Annual Amount: $3,044.00
  • Tax Assessed Value: 345133.00
  • Tax Year: 2025

General Information

  • Historic: No
  • Property Condition: Excellent
  • Property Type: Residential
  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: NC20T

Interior

Building Information

  • Cooling Fuel: Electric
  • Heating Fuel: Electric

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Full Main Level: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Exterior/Construction

  • Structure Type: Detached

Building Interior

  • Above Grade Finished Area: 1120
  • Above Grade Finished Area Source: Estimated
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 0
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Instant Hot Water,Tankless,Propane
  • Laundry Type: Dryer In Unit,Main Floor,Washer In Unit

General Information

  • Accessibility Features: None
  • Basement: No
  • Cooling: Central A/C, Heat Pump(s)
  • Fireplace: No
  • Flooring: Luxury Vinyl Plank
  • Foundation Details: Crawl Space
  • Interior Features: Entry Level Bedroom, Kitchen - Eat-In, Pantry, Recessed Lighting, Sprinkler System, Walk-in Closet(s), Bathroom - Tub Shower
  • Internet Services: Fiber Optic
  • Levels: 1.5
  • Living Area: 1120
  • Living Area Source: Estimated
  • Main Level Bathrooms: 2.00
  • Main Level Bedrooms: 3

Exterior

Lot Information

  • Lot Size Acres: 0.51
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 22000.00
  • Lot Size Units: Square Feet
  • Water Source: Private, Well

Waterfront/View

  • Water Body Name: Chester River
  • Water Body Type: River
  • Water Oriented: Yes
  • Water View: No
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Cape Cod, Raised Ranch/Rambler, Ranch/Rambler
  • Construction Materials: Combination

General Information

  • Horse: No
  • Other Structures: Above Grade,Below Grade
  • Sewer: Septic Exists
  • Water Access Features: Private Access,Fishing Allowed,Canoe/Kayak,Boat - Powered
  • Water Access: Yes

240 MERGANSER DRIVE Neighborhood

Community

21620 (CHESTERTOWN) Demographics

41
Median Age
97
Population Density (per sq. mile)
48%
College Educated
$62,210
Estimated Median Income
3,408
Estimated Total Home Owners
1,835
Estimated Total Renters
65% / 35%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

240 MERGANSER DRIVE Market Data

Based on the last 30 days in this zip code

$612,560
Average List Price
$288
Average Price per Square Foot
19
Properties Sold
106
Average Days on Market
84
Properties for Sale
Calculations provided by Reliance Network

240 MERGANSER DRIVE History

Date Event Value Agent
6/15/2026Source: BRIGHT MLS Price Reduction
$389,000 -2.5%
5/28/2026Source: BRIGHT MLS Price Reduction
$399,000 -6.1%
5/18/2026Source: BRIGHT MLS Status Change
ACTIVE
4/13/2026Source: BRIGHT MLS Added to Database
April 13, 2026
Listing provided courtesy of Chesapeake Real Estate Associates, LLC- MLS# MDQA2016900MLS ProviderContact Information: 4432154663